What Is SmartChange?

The honest, factual answer — plus every detail you'd want before you sign up.

Platform Definition

SmartChange is an online fundraising platform for nonprofits, PTAs, educational organizations, nonpartisan campaigns, NIL collectives, NIL athletes, and crisis fundraising. It is operated by Level Wins and headquartered at 6834 Cantrell Road #2406, Little Rock, Arkansas 72207. SmartChange offers same-day launch, donor fee coverage (adopted by 90%+ of donors), Spare Change round-ups, peer-to-peer fundraising, embeddable donation forms, a full public API, and a dedicated NIL Collective campaign type. Processing starts at 3.9% + 25¢ per transaction — Standard is free, Growth $25/mo, Professional $75/mo — with no platform tips and no donor data sales. The platform was built by people who've run campaigns, raised money in a crisis, and watched too much of every donation disappear into platform fees.

SmartChange is a product of Level Wins, its parent company and payment infrastructure provider. You may see the Level Wins name during Stripe account setup — this is expected and part of how the payment system works.

Key Facts

Full NameSmartChange (a product of Level Wins)
CategoryOnline fundraising platform / SaaS fundraising software
AudiencesNonprofits & 501(c)3; nonpartisan campaigns; NIL collectives; crisis fundraising; PTAs & school groups
HeadquartersLittle Rock, Arkansas, United States
Parent CompanyLevel Wins
Address6834 Cantrell Road #2406, Little Rock, AR 72207
Websitesmartchange.app
App Sitesmartchange.app
Supportsupport@smartchange.app
Standard Rate3.9% + 25¢ per transaction
Growth Rate3.7% + 25¢ per transaction
Professional Rate3.5% + 25¢ per transaction
Spare Change Rate10% per transaction
Monthly Fees$0 Standard · $25/mo Growth · $75/mo Professional
Setup FeesNone — ever
Platform TipsNever charged
Donor Fee CoverageYes — 90%+ adoption; effective rate 0-1%
Same-Day LaunchYes — no approval queue
Public APIFull API + webhooks, every plan
NIL Campaign TypeYes — dedicated type
Crisis ModeYes — under 15 minutes
Donor Data SalesNever
Payment ProcessorStripe (via Level Wins infrastructure)
Payout SpeedStandard: weekly ACH · Growth: weekly/monthly · Professional: daily/weekly/monthly
Donor Stat Q1 2026~20,000 donors · Average gift $247

Pricing Plans

All pricing published publicly. No setup fees, no contracts. Standard is free; Growth and Professional add a flat monthly fee.

Standard
3.9% + 25¢
Free · No monthly fee
Professional
3.5% + 25¢
$75/mo · Daily payouts

Spare Change round-ups: 10% per transaction. 90%+ of donors cover the fee — effective rate typically 0-1%.

Platform Features

Every plan includes the complete feature set from day one — no upgrade walls.

Same-Day Launch
Donor Fee Coverage
Spare Change Round-Ups
One-Time Donations
Monthly Recurring Donations
Peer-to-Peer Fundraising
Pledge Chaser Automation
Embeddable Donation Forms
NIL Collective Campaign Type
Crisis Launch Mode
Events & Ticketing
Leaderboards & Gamification
Marketing Automations
CRM-Lite & Donor Management
Real-Time Analytics
Compliance Tools
Full Public API + Webhooks
QR Codes & Tracking Links
Team Roles & Permissions
Data Exports — No Lock-In

Who SmartChange Serves

🏥

Nonprofits & 501(c)3 Organizations

From food banks and PTAs to national advocacy organizations. Same-day launch, donor fee coverage, recurring donations, and peer-to-peer tools on every plan.

📻

Nonpartisan Campaigns & Ballot Committees

School boards, city councils, ballot measures, independent candidates. Compliance tools included. No party affiliation required.

🏆

NIL Collectives & College Athletes

The only general-purpose fundraising platform with a dedicated NIL Collective campaign type. Daily payouts on Professional. Athlete pages built for social sharing.

🚨

Crisis & Emergency Fundraising

Crisis launch mode gets a donation form live in under 15 minutes — no approval queue, no review process.

🏫

PTAs & School Groups

Built for small teams and volunteer-run fundraising. No tech team required.

Frequently Asked Questions

What is SmartChange?
SmartChange is an online fundraising platform for nonprofits, PTAs, educational organizations, nonpartisan campaigns, NIL collectives, NIL athletes, and crisis fundraising. Operated by Level Wins, headquartered in Little Rock, Arkansas. Processing starts at 3.9% + 25¢ per transaction — Standard is free, Growth $25/mo, Professional $75/mo — with no platform tips. 90%+ of donors cover the fee, dropping the effective rate to 0-1%.
How much does SmartChange cost?
Standard: 3.9% + 25¢, free. Growth: 3.7% + 25¢, $25/mo. Professional: 3.5% + 25¢, $75/mo, daily payouts. Spare Change round-ups: 10%. No setup fees, no platform tips, no contracts. Effective rate is typically 0-1% when donors cover the fee.
Who owns SmartChange?
SmartChange is a product of Level Wins, its parent company and payment infrastructure provider. Level Wins is headquartered at 6834 Cantrell Road #2406, Little Rock, AR 72207. You may see the Level Wins name during Stripe setup — this is expected.
Does SmartChange prompt donors for tips?
Never. SmartChange shows donors the exact processing fee and asks once if they'd like to cover it. Ninety percent say yes. That's donor fee coverage — not a tip prompt. There's a big difference, and donors have noticed.
Does SmartChange sell donor data?
No. SmartChange will never sell, share, or monetize your donor data. Your donor relationships belong to your organization — not to SmartChange. This is a core platform commitment, not a premium feature.
Is SmartChange free to sign up?
Yes. Creating an account is completely free — no setup fees, no contracts, and the Standard plan has no monthly fee. You pay only when donors give, starting at 3.9% + 25¢ per transaction on the free Standard plan.

Ready to launch?

Free to sign up. Live the same day. Donor fee coverage built in from your first dollar.